32+ Free Cohabitation Agreement Templates

Download these 32+ Free Cohabitation Agreement Templates in MS Word format to help you prepare your own Legal Agreement quickly and effectively.

Unmarried couples who live together always have the possibility of splitting up in the future. In the time when majority of married couples is filing for divorce and the divorce rates have never been this high, it’s important for the unmarried couples to safeguard their rights and obligations in case of separation. This becomes more important when they purchase something together i.e. property or a car or when they have avail credit or mortgage while living together. Then there is the possibility of having a child outside of marriage and if the couple decides to split, there should be a legal document explaining the custody of the child. This legal document is commonly referred to as a cohabitation agreement.

Importance of Cohabitation Agreement:

Couples who decide to live together don’t have the legal obligation of signing any contract but it’s highly recommended. First of all, as a couple, you need to understand that only time will decide if you stay together or split up. Even if you are madly in love with each other but not married, what will happen in case one of you dies? A cohabitation agreement is signed to protect rights of each partner in the living together situation. Couples of who live together aren’t business partners or just roommates but they are romantically involved which means there will be purchases and credits to their names. Maybe the couple also has a joint bank account or joint lease of a car. So there should be a legal document signed that helps them divide assets and liabilities in case of separation. A cohabitation agreement is a legal document that can be used in case the matter goes to civil court and both partners end up against each other in the court. For instance, if one partner has leased a car without any financial help from the other partner, he is solely owner of the car and will be responsible to make installments or lease payments. This can only be done when the couple has a valid cohabitation agreement signed and notarized.

Free Cohabitation Agreement Templates:

Here are previews and download links for these Cohabitation Agreement Templates in MS Word Format,

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Key Elements of a Cohabitation Agreement:

Although a cohabitation agreement can contain any sort of details and information but there is a common design of this agreement that is accepted by the civil court. This design includes below elements in general.

Property Ownership:

The most important element to include in a cohabitation agreement is the split of property between both partners. While a couple is in love and buys property or cars together, they don’t understand how important it is to sign the division of these assets in case of separation. A legal cohabitation agreement should include full details of who is the owner of property and other assets and how they will be divided between both partners.

Liability Ownership:

If there is a clause of division of assets, there should be the indication of ownership of liabilities and debts as well. With this clause in the cohabitation agreement, you secure yourself from the debts that your partner got while you both were living together. If he or she has credit card debt, this agreement will specify who will pay back the debt.

Inheritance Ownership:

This clause here is no so common but still it’s important to add it in the cohabitation agreement. The couples who live together mostly don’t think of having kids before marriage but it can still happen with all precautions. That’s why it’s really important for both partners to add this clause in the cohabitation agreement as it allows them to legally settle the custody of a baby and also the ownership of inheritance.

Support Payment:

This condition is becoming very common these days to be added in a cohabitation agreement. It’s important to understand that without a signed cohabitation agreement, you can’t apply for support or help from government in case of separation. When this clause is added in the agreement, it allows you to claim support or disability after separation.

Resolution of Dispute:

Although most cases are solved in courts but some parties decide to include a mediator and resolve their conflicts outside of the court. If a couple living together without marriage also wants to get help from mediator, they need to include this clause in the cohabitation agreement.

Checkout more free Cohabitation Agreement Templates in MS Word Format,

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Guidelines to Prepare a Cohabitation Agreement:

Cohabitation agreement is a fairly legal document that should be prepared by a lawyer or a professional. It’s quite possible to leave loopholes or ambiguity in the agreement is created by individuals without legal knowledge but still, individuals can create this agreement. Below are simple guidelines to create a cohabitation agreement.

Details of Both Parties:

The most important part of a cohabitation agreement is the details of individuals signing the agreement. While we talk about a couple i.e. man and woman, cohabitation agreement can be signed between same gender couples in countries where gay marriage is legal. This agreement should include complete details of both partners including; their full names, addresses, contact info, source of employment, marital status and number of kids.

Important Date:

Perhaps it’s overrated but once a couple splits up, they can understand how important it is to mention correct dates on the agreement. The most important date to mention on the agreement is the date from which it will be considered applicable. This usually is the same date on which the couple signs it but they can also specify a date in future for the agreement to take effect.

Mutually Agreed Terms and Conditions:

Then comes the biggest part of the cohabitation agreement being the full list of conditions and terms or mutually agreed clauses. From ownership of property to division of assets to custody of kids and payment of child support, there are lots of details that should be covered with this section.

Getting it Notarized and Signed:

At the end when you finalize the agreement, only thing left is to get it notarized. It will cost you a few bucks but notarizing an agreement is always a good idea. The agreement will take place as soon both partners sign it in front of the notary public officer.

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